Short answer: sometimes — but it’s not guaranteed.
First-time homebuyers often have access to special programs, grants, and loans that can help lower your down payment, closing costs, or even your interest rate. Programs like TSAHC, My First Texas Home, or local city grants sometimes include rate discounts or mortgage assistance that make your monthly payment more manageable.
The key? It depends on your credit, income, and the program you qualify for.
At Trealtorr, we help you find the programs you qualify for and match you with lenders who offer the best rates for your situation. That means you can get into your first home without paying more than you should.
📲 Call or text us today at +1 (347) 831-6085 we’ll check your options and help you lock in the best rate possible for your first home.