Best First-Time Home Buyer Programs in Texas (And Why Working with Trealtorr Makes It Easier!)
Buying your first home in Texas can feel like a mix of excitement and total chaos.
Between down payments, interest rates, and picking the right loan program, it’s easy to get overwhelmed.
But here’s the good news — Texas has some amazing first-time homebuyer programs to make your dream home way more affordable.
🏡 Top First-Time Home Buyer Programs in Texas
- Texas State Affordable Housing Corporation (TSAHC) – Offers fixed-rate mortgages with down payment assistance and even grants (you don’t have to pay those back!).
- TDHCA My First Texas Home Program – Gives first-time buyers low-interest loans and help with down payments or closing costs.
- USDA Loans – Zero down payment if you’re buying in certain rural areas of Texas.
- FHA Loans – Flexible credit score requirements and only 3.5% down.
- VA Loans – If you’re a veteran or active-duty military, you can get zero down and no PMI.
💡 Why Work With Trealtorr Instead of a Bank
Here’s the thing: most banks will just try to sell you their loan. At Trealtorr, we’re a mortgage broker AND realtor in one — which means we:
✅ Shop dozens of lenders to find you the best rate and program.
✅ Walk you through every step, from pre-approval to closing.
✅ Negotiate your offer like a pro to save you money.
✅ Keep everything under one roof, so you don’t get that “bounced between departments” headache.
Basically, you get a smooth process, better rates, and one point of contact who actually cares about getting you the keys to your first home — not just closing a deal.
📲 Call or text us at +1 (347) 831-6085 anytime. At Trealtorr, We’ll make your first home purchase easier than you thought possible.