| Date | FHA 30-Year Fixed Rate | FHA APR |
|---|---|---|
| Sep 11, 2025 | 6.15% | 6.82% |
| Sep 12, 2025 | 6.12% | 6.79% |
| Sep 13, 2025 | 6.10% | 6.77% |
| Sep 14, 2025 | 6.08% | 6.75% |
| Sep 15, 2025 | 6.05% | 6.72% |
| Sep 16, 2025 | 6.00% | 6.68% |
| Sep 17, 2025 | 5.95% | 6.62% |
📌 Rates are approximate averages for Texas; your exact rate may vary based on credit score, down payment, and lender.
🏡 FHA Mortgage Rates Today
- 30-Year Fixed FHA Rate: 5.95%
- 30-Year Fixed FHA APR: 6.62%
- 30-Year Fixed FHA Rate: 6.50%
- 30-Year Fixed FHA APR: 6.72%
📉 Why Are FHA Rates Dropping?
The recent decline in FHA mortgage rates is attributed to:
- Federal Reserve Rate Cut: On September 17, 2025, the Federal Reserve reduced the federal funds rate by 0.25%, signaling a shift towards easing monetary policy.
- Decreased Treasury Yields: Falling yields on 10-year Treasury notes have contributed to the decline in mortgage rates.
💡 What This Means for You
With FHA rates at their lowest levels since October 2024, it’s an excellent time to consider homeownership. Lower rates can lead to reduced monthly payments and overall interest costs.
📲 Ready to Explore Your Options?
At Trealtorr, we specialize in helping first-time homebuyers navigate the complexities of FHA loans and take advantage of current market conditions.
📞 Call or text us today at +1 (347) 831-6085 — let’s find the best FHA loan for you!