Good news — you don’t have to be “low income” to qualify for first-time home buyer programs in Texas. But there are limits depending on the program and county.
🏠 Typical Income Limits
- Single Buyer: Around $90K–$110K per year
- Family of 3+: Around $110K–$140K per year
- These numbers can change by county and program (FHA, USDA, TDHCA My First Texas Home, etc.)
💵 Texas First-Time Home Buyer Income Limits
- Single Buyer: $90K–$110K per year
- Household of 3+: $110K–$140K per year
- Varies by County: Limits adjust depending on where in Texas you’re buying
💡 Trealtorr Tip: Even if you make a little more, some programs still allow higher income with slightly different terms. 📲 Call or text us at +1 (347) 831-6085 and we’ll check your county’s exact limit.
🔥 Trealtorr Bottom Line: Don’t assume you make “too much” — many first-time buyer programs are designed for middle-income earners. We check every option so you don’t leave money on the table.