Loans and Mortgages

Not everyone qualifies as a first-time homebuyer — here’s what can disqualify you: At Trealtorr, we help you figure out exactly where you stand and guide you toward programs you do qualify for, so you don’t waste time or miss out on free money. 📲 Call or text us today at +1 (347) 831-6085 we’ll … Read more

Many Texas cities offer programs that give up to $7,000 (sometimes a little more) to cover down payments and closing costs. The exact rules depend on the city, but usually you need to be a first-time buyer, meet income limits, and sometimes take a short homebuyer education course. The tricky part? Each city’s program is … Read more

The $25,000 Down Payment Toward Equity Act is a proposed federal initiative aimed at assisting first-time homebuyers, particularly those from first-generation and economically disadvantaged backgrounds. Introduced in 2024, the act seeks to provide substantial financial support to help individuals overcome the significant hurdle of saving for a down payment on a home. Key Details: For … Read more

The $15,000 First-Time Homebuyer Tax Credit is a proposed federal tax credit introduced in 2025 to assist eligible first-time homebuyers. This refundable tax credit offers up to $15,000, or 10% of the home’s purchase price—whichever is less—to help cover down payments and closing costs. Key Features: Current Status: As of now, the $15,000 First-Time Homebuyer … Read more

The $7,500 First-Time Homebuyer Grant is exactly what it sounds like — free money to help you buy your first home. Many Texas cities offer programs that give up to $7,500 toward your down payment and closing costs. You usually just need to be a first-time buyer (or haven’t owned a home in 3+ years), … Read more

Yes! Texas has some great grants and assistance programs for first-time homebuyers — and we can help you find the right one. Through programs like TSAHC’s Home Sweet Texas, My First Texas Home, and the SETH 5-Star Advantage, you could get money for your down payment and closing costs — some of it you never … Read more

Best First-Time Home Buyer Programs in Texas (And Why Working with Trealtorr Makes It Easier!) Buying your first home in Texas can feel like a mix of excitement and total chaos. Between down payments, interest rates, and picking the right loan program, it’s easy to get overwhelmed. But here’s the good news — Texas has … Read more