Loans and Mortgages

Buying a house doesn’t give you one big flat “tax write-off” — but it does open the door to several deductions that can add up to thousands in savings every year. Here’s what you can usually deduct: 🏡 Major Tax Write-Offs for Homeowners ✅ Mortgage Interest – The biggest deduction for most homeowners. You can … Read more

The “discount” for first-time buyers usually comes in the form of grants, down payment assistance, or lower interest rates, rather than a fixed dollar discount on the home price. Here’s what’s common in Texas: 💡 Tip: The actual “discount” depends on your income, location, and the programs you qualify for. Some buyers get more than … Read more

Let’s break it down: Using a standard mortgage formula, your monthly principal and interest payment would be roughly $1,996 per month. 💡 Keep in mind: At Trealtorr, we help you: 📲 Call or text us today at +1 (347) 831-6085 — let’s see what your real monthly payment could be and get you into your … Read more

Good news: if you’re buying a home entirely with cash, you technically don’t need proof of income. Cash buyers don’t go through traditional lenders, so your salary or employment history isn’t a factor. BUT here’s the catch: At Trealtorr, we help cash buyers: 📲 Call or text us today at +1 (347) 831-6085 — whether … Read more

Absolutely! The $6,000 tax deduction you’re referring to is a new benefit introduced under the “One, Big, Beautiful Bill” Act, effective from 2025 through 2028. Here’s how it works: ✅ What Is the $6,000 Tax Deduction? 📌 Important Details 💡 Example 📲 Need Assistance? If you’re 65 or older and want to maximize your tax … Read more

Here’s the truth: it’s not always the biggest bank or the flashiest lender that’s best for you — it’s the team that actually understands your needs, finds you the best programs, and walks with you every step of the way. That’s where Trealtorr comes in. Why Choose Trealtorr Over a Bank: Some banks might offer … Read more

Yes — it’s possible, but it depends on your loan type and available programs: Here’s the catch: these options often have income limits, location requirements, and credit considerations, so not everyone qualifies. At Trealtorr, we make it simple: 📲 Call or text us today at +1 (347) 831-6085 — let’s see if you can buy … Read more

What Is the 3-7-3 Rule in Mortgages? The 3-7-3 rule is a quick way lenders and homebuyers estimate how much house you can afford: Think of it as a shortcut to figure out what you can comfortably afford without overextending. At Trealtorr, we take it further: we look at your full financial picture, explore first-time … Read more