Commercial Loans

Here’s a clear breakdown of how commercial loans work: 1. Purpose Commercial loans are designed for businesses rather than individuals. They’re typically used for: 2. Loan Types Some common commercial loan types include: 3. Application & Approval To qualify, lenders usually review: Approval is generally harder than for personal loans because commercial loans are higher … Read more

Yes, a new business can get a commercial loan, but it’s typically more challenging than for established businesses. Lenders look for ways to mitigate risk since new businesses don’t have a proven track record or strong financial history. Here’s a breakdown of what you need to know: 1. Options for New Business Commercial Loans 2. … Read more

Yes, a new LLC can get a business loan, but it’s generally more challenging than for established businesses. Lenders look at things like creditworthiness, business history, and collateral—things a brand-new LLC may not have. Here’s a breakdown: Options for a new LLC: Key factors lenders look at for a new LLC: 💡 Tip: Even if … Read more

For a commercial loan, the required credit score can vary depending on the lender, loan type, and your overall financial profile. Here’s a clear breakdown: Bottom line: For a smooth approval with the best rates, aim for 700+. If your score is lower, don’t give up—other factors like strong cash flow or assets can help. … Read more

For a commercial loan, the deposit—or down payment—is usually higher than for a residential mortgage. Most lenders expect: Other things to note: Read about: Are commercial loans harder to get?

Yes — commercial loans are generally harder to get compared to residential mortgages or personal loans. Here’s why: 👉 Bottom line: yes, they’re harder to qualify for, but not impossible — especially if you have strong financials, a good plan, and the right lender. At Trealtorr, we specialize in connecting borrowers with the right lenders. … Read more

At Trealtorr, we know commercial loans can feel overwhelming — that’s where we come in. As your mortgage broker, we make the process simple by connecting you with the right lenders, securing competitive terms, and guiding you every step of the way. Whether you’re buying your first commercial property or refinancing an existing one, we’re … Read more

Yes — but it’s rare and usually comes with strings attached. Most traditional banks want you to put 20–30% down on a commercial property loan. However, there are some cases where you can get into a deal with little or no money down: Options for “No Money Down” Commercial Loans 👉 Bottom line: getting a … Read more

Buying your first commercial property with no money sounds impossible — but it’s not, as long as you’re creative and understand how financing works. Investors do this all the time by leveraging other people’s money (OPM), partnerships, and non-traditional financing. Here are the main strategies: 🔑 Ways to Buy Commercial Property with No Money Down … Read more

For commercial property, the deposit (or down payment) is usually larger than for residential real estate. Here’s the typical range: 👉 Example: If you’re buying a $1,000,000 commercial building: Simple table showing how much deposit you’d typically need to put down on a commercial property (using a $1,000,000 purchase price as an example): Loan Type … Read more