Buying a house is a big decision that can be fraught with emotion.
The process is stressful, and insurance, repairs, and maintenance are all part of the cost of homeownership.
Losing money or regretting a purchase can happen to even the most well-planned new home buying experience.
Here are some tips for making the process as smooth and worry-free as possible.
Every buyer wants a hassle-free experience.
Home inspectors take their jobs seriously, and sellers will often make their homes ready for buyers to enter and live in them before closing.
Buyers want a hassle-free home search so they can move in and start living comfortably as soon as possible.
There are several things you can do to make this happen.
The first thing to think about is what you need from your new home and what you don’t need.
1- Inspect your new house
Inspectors can help you with this by pointing out problems you’d want to fix or asking questions about items you’ve never seen before.
It’s good to know what things look like before you buy so you’ll know if something looks wrong and needs fixing when you encounter it in the home.
That way, you can address the issue without worrying about how much time it’s going to take away from your other responsibilities.
You should also have a list of things you need right away that will impact the comfort level of your living situation.
These should include things like water, the smell of the house, electricity, heat, hot water, and A/C as well as an empty mailbox for mail delivery.
Having these things in place will allow you to quickly address any issues that arise while giving you a temporary home base that feels safe and comfortable.
You should not be cheap when it comes to the home-buying process.
Many people want to skip this step because they have many debts or they simply cannot afford a stupid inspection and they think they will be OK. Honestly, you should not be cheap.
For example, there was a couple who were full of debt, and they thought that they would be saving money to decorate the house or even pay some debt.
They ended up in a small apartment that they bought in New York. And they start smelling smoke smell everywhere.
Note: they don’t smoke and hate the smoke smell. They also have a baby. They thought they would start a nice new life in a small new home.
Their first home-buying experience was not a good one. But they learned something valuable.
Always inspect everything. The couple ended up with more debt because they had to change many things like the floor and kitchen cabinets due to the horrible quality and horrible smell.
Also, they had to pay professionals to check the air quality.
And they are also paid for mold inspections. A small apartment that they thought they would save up. They ended up fixing and inspecting more.
So, the takeaway, you should inspect your new place no matter what! You will regret it if you don’t.
2- Plan good for your home buying process
A typical house buyer will create a budget and plan to stay on track with their home-buying purchase process.
This ensures that money stays where it should- in your pocket where it will help you pay for items as soon as possible.
It’s also a good idea to create a list of items and services you’ll need over the year along with approximate costs for each item on that list.
This allows you to easily budget monthly expenses and keep your home running smoothly year-round.
Additionally, it’s also a good idea to set aside some money for unexpected repairs or maintenance issues so that unexpected issues don’t throw off your budget too much.
New home buyers have plenty of responsibilities, so they need a worry-free environment to meet those responsibilities in comfort.
3- Call the right realtor or homeowner
Usually, people or new home buyers call the wrong people. For instance, some people call up a realtor and then make him or her find a house when they find the one.
The dream house, that realtor fails to get it for them then they wonder. Many realtors have a very dirty behind-the-scenes game that they play.
It is unethical and illegal but realtors still do it. Unfortunately, people need to know about this and that is why here at trealtorr.com we care, and we need you to know.
So, let’s say you got a realtor and told him “Find me a house at*&^%%&$” Then the realtor will get excited and try to find the perfect match.
Then, the realtor on your behave will contact the other realtor which is “the seller realtor.” After, he will ask to see the place.
Then, the seller’s realtor will try to make it hard for you “the potential home buyer” to get it. Because he cares about his money. he will give your realtor a lame excuse.
Then, you won’t get the house. Why? Because the seller’s realtor will wait for a buyer to come straight up to him. Why is that?
Because of more money. he will get more money when a buyer comes straight to him instead of cutting his pay with other realtors. You got the game!
4- Use lenders instead of banks
First, you need to search for a good lender before he runs your credit card. Just google it and do some research about them.
Lenders tend to be better than banks for people who have more debt, or whose income is low. You can do your research about this, but this is the truth.
5- Search for a house that is affordable to you
Many people want the best house for them especially when it comes to first-home buyers. They get so emotional and want to have the perfect house so they can show off.
But, the reality is you need to do the math. Of course, lenders will let you know if your income ratios are good or not.
They may not give you the house mortgage if you are a not good fit for that house. Lenders may ask you to go back and research for something that you can afford.
It is not 2008 when people or even dogs could own any house with or without income. But look what happened no one paid for it and they ended up leaving their houses empty for ghosts.
Just do your math and make your life easier and stress-free.
Finally, the buying process can be easy or hard depending on your financial status.
Manufactured homes offer that worry-free experience with few barriers between buyer and seller.
They are simply cheap, but it is not good for areas that have hurricanes because it will turn out to be a boat.
However, getting a mobile home is easy. The bad news, the walls are not pretty.
The good news, buyers have little reason to complain about the process they’ve gone through.