How much is a 3.5 down payment on a $400K house?

💰 How Much Is a 3.5% Down Payment on a $400K Home?

  • Home Price: $400,000
  • Down Payment (3.5% for an FHA Loan): $400,000 × 0.035 = $14,000

💡 Why This Matters

  • With an FHA loan, you can get into a home with just $14K down instead of tens of thousands.
  • Combine this with first-time buyer grants or down payment assistance, and your out-of-pocket cost could be even lower.

💬 Our Take

At Trealtorr, we help first-time buyers figure out exactly how much they need upfront, including grants, closing costs, and any assistance you qualify for — so there are no surprises.

📲 Call or text us today at +1 (347) 831-6085 — let’s see how we can get you into your first home with the lowest possible down payment!

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