Yes — it’s possible, but it depends on your loan type and available programs:
- VA Loans: If you’re a veteran or active-duty military, you can get a 100% no-money-down loan, and some lenders offer assistance with closing costs.
- USDA Loans: For eligible rural properties, you may qualify for no down payment, though closing costs still apply (sometimes lenders can roll them into the loan).
- First-Time Buyer Grants & Programs: Many Texas cities and state programs can cover down payment and closing costs, sometimes giving you thousands in assistance.
Here’s the catch: these options often have income limits, location requirements, and credit considerations, so not everyone qualifies.
At Trealtorr, we make it simple:
- Check which programs you qualify for
- Match you with lenders offering the best options
- Help you buy your first home with minimal out-of-pocket costs
📲 Call or text us today at +1 (347) 831-6085 — let’s see if you can buy a home with little to no money down and no closing costs!