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For a commercial loan, the deposit—or down payment—is usually higher than for a residential mortgage. Most lenders expect: Other things to note: Read about: Are commercial loans harder to get?

Yes — commercial loans are generally harder to get compared to residential mortgages or personal loans. Here’s why: 👉 Bottom line: yes, they’re harder to qualify for, but not impossible — especially if you have strong financials, a good plan, and the right lender. At Trealtorr, we specialize in connecting borrowers with the right lenders. … Read more

At Trealtorr, we know commercial loans can feel overwhelming — that’s where we come in. As your mortgage broker, we make the process simple by connecting you with the right lenders, securing competitive terms, and guiding you every step of the way. Whether you’re buying your first commercial property or refinancing an existing one, we’re … Read more

Yes — but it’s rare and usually comes with strings attached. Most traditional banks want you to put 20–30% down on a commercial property loan. However, there are some cases where you can get into a deal with little or no money down: Options for “No Money Down” Commercial Loans 👉 Bottom line: getting a … Read more

Buying your first commercial property with no money sounds impossible — but it’s not, as long as you’re creative and understand how financing works. Investors do this all the time by leveraging other people’s money (OPM), partnerships, and non-traditional financing. Here are the main strategies: 🔑 Ways to Buy Commercial Property with No Money Down … Read more

For commercial property, the deposit (or down payment) is usually larger than for residential real estate. Here’s the typical range: 👉 Example: If you’re buying a $1,000,000 commercial building: Simple table showing how much deposit you’d typically need to put down on a commercial property (using a $1,000,000 purchase price as an example): Loan Type … Read more

Commercial loans are generally paid back through regular installments, usually monthly, over the life of the loan. Here’s a detailed breakdown: In short, most commercial loans follow a monthly repayment plan over several years, with some variations like balloon payments or revenue-based repayment depending on the loan type. Related Commercial Real Estate: Is 2025 the … Read more

The most common type of commercial loan is a commercial real estate loan. This is primarily used to purchase, refinance, or renovate income-producing properties, such as: These loans are widely used because commercial real estate is a tangible asset that lenders view as lower risk compared to other business lending. Other common commercial loans include: … Read more

Qualifying for a commercial loan is a bit more complex than a personal or home loan because lenders are financing a business or property investment, which carries more risk. Here’s a clear breakdown of what you need and how lenders evaluate you: 1. Credit Score 2. Business Financials Lenders look at the financial health of … Read more

Yes, it is possible to get a business loan with no money down, but it’s rare and usually comes with stricter requirements or higher costs. Here’s a breakdown of your options: 1. SBA Loans (Some “No Down” Options) 2. Unsecured Business Loans 3. Business Credit Cards 4. Investor or Partner Funding 5. Alternative Lenders / … Read more