Texas Real Estate
Trealtor Yes — it’s possible, but it depends on your loan type and available programs: Here’s the catch: these options often have income limits, location requirements, and credit considerations, so not everyone qualifies. At Trealtorr, we make it simple: 📲 Call or text us today at +1 (347) 831-6085 — let’s see if you can buy … Read more
What Is the 3-7-3 Rule in Mortgages? The 3-7-3 rule is a quick way lenders and homebuyers estimate how much house you can afford: Think of it as a shortcut to figure out what you can comfortably afford without overextending. At Trealtorr, we take it further: we look at your full financial picture, explore first-time … Read more
The “best” loan really depends on your budget, credit, and goals, but here’s a quick guide: At Trealtorr, we don’t just suggest loans — we match you with the right program for your situation. That means: 📲 Call or text us today at +1 (347) 831-6085 — we’ll help you find the perfect loan for … Read more
Common Mistakes First-Time Homebuyers Make Buying your first home is exciting, but it’s easy to make mistakes that cost time, stress, or money. Here are some of the most common ones: At Trealtorr, we guide you through every step so you avoid these mistakes: from checking your credit, to finding grants, to matching you with … Read more
The answer depends on a few key factors: down payment, interest rate, and your debt-to-income ratio. Here’s a general guideline: These numbers assume:✅ 30-year fixed mortgage✅ 6–7% interest rate (current average rates may vary)✅ Debt-to-income ratio under 43% At Trealtorr, we don’t just look at numbers — we look at your full situation. We help … Read more
The $10,000 stimulus grant is a down payment assistance program available to first-time homebuyers in certain areas of Texas. This grant helps cover the upfront costs of purchasing a home, making homeownership more accessible. Where Is It Available? Several cities in Texas offer this grant, including: How Do You Qualify? Eligibility criteria vary by city … Read more
FHA loans are one of the most popular ways for first-time homebuyers to get into a home because they’re flexible and have lower barriers to entry. Here’s what you usually need: ✅ Credit Score: 580+ for just 3.5% down. (500–579 may still qualify with 10% down.)✅ Stable Income: Lenders want to see steady employment for … Read more
A Welcome Home Grant is designed to help first-time buyers with down payments and closing costs — basically free money to get you into your first home. Here’s what it usually takes to qualify: At Trealtorr, we make this simple. Because we’re both mortgage brokers and realtors, we’ll check your eligibility, guide you through the … Read more
The short answer: it depends on the type of loan and your financial situation — but here’s a general guide: The truth is, credit score is only part of the picture. Lenders also look at your income, debt-to-income ratio, employment history, and the loan programs available — including grants and assistance for first-time buyers. At … Read more
Short answer: sometimes — but it’s not guaranteed. First-time homebuyers often have access to special programs, grants, and loans that can help lower your down payment, closing costs, or even your interest rate. Programs like TSAHC, My First Texas Home, or local city grants sometimes include rate discounts or mortgage assistance that make your monthly … Read more