Texas Real Estate
Trealtor Absolutely! The $6,000 tax deduction you’re referring to is a new benefit introduced under the “One, Big, Beautiful Bill” Act, effective from 2025 through 2028. Here’s how it works: ✅ What Is the $6,000 Tax Deduction? 📌 Important Details 💡 Example 📲 Need Assistance? If you’re 65 or older and want to maximize your tax … Read more
Here’s the truth: it’s not always the biggest bank or the flashiest lender that’s best for you — it’s the team that actually understands your needs, finds you the best programs, and walks with you every step of the way. That’s where Trealtorr comes in. Why Choose Trealtorr Over a Bank: Some banks might offer … Read more
Yes — it’s possible, but it depends on your loan type and available programs: Here’s the catch: these options often have income limits, location requirements, and credit considerations, so not everyone qualifies. At Trealtorr, we make it simple: 📲 Call or text us today at +1 (347) 831-6085 — let’s see if you can buy … Read more
What Is the 3-7-3 Rule in Mortgages? The 3-7-3 rule is a quick way lenders and homebuyers estimate how much house you can afford: Think of it as a shortcut to figure out what you can comfortably afford without overextending. At Trealtorr, we take it further: we look at your full financial picture, explore first-time … Read more
The “best” loan really depends on your budget, credit, and goals, but here’s a quick guide: At Trealtorr, we don’t just suggest loans — we match you with the right program for your situation. That means: 📲 Call or text us today at +1 (347) 831-6085 — we’ll help you find the perfect loan for … Read more
Common Mistakes First-Time Homebuyers Make Buying your first home is exciting, but it’s easy to make mistakes that cost time, stress, or money. Here are some of the most common ones: At Trealtorr, we guide you through every step so you avoid these mistakes: from checking your credit, to finding grants, to matching you with … Read more
The answer depends on a few key factors: down payment, interest rate, and your debt-to-income ratio. Here’s a general guideline: These numbers assume:✅ 30-year fixed mortgage✅ 6–7% interest rate (current average rates may vary)✅ Debt-to-income ratio under 43% At Trealtorr, we don’t just look at numbers — we look at your full situation. We help … Read more
The $10,000 stimulus grant is a down payment assistance program available to first-time homebuyers in certain areas of Texas. This grant helps cover the upfront costs of purchasing a home, making homeownership more accessible. Where Is It Available? Several cities in Texas offer this grant, including: How Do You Qualify? Eligibility criteria vary by city … Read more
FHA loans are one of the most popular ways for first-time homebuyers to get into a home because they’re flexible and have lower barriers to entry. Here’s what you usually need: ✅ Credit Score: 580+ for just 3.5% down. (500–579 may still qualify with 10% down.)✅ Stable Income: Lenders want to see steady employment for … Read more
A Welcome Home Grant is designed to help first-time buyers with down payments and closing costs — basically free money to get you into your first home. Here’s what it usually takes to qualify: At Trealtorr, we make this simple. Because we’re both mortgage brokers and realtors, we’ll check your eligibility, guide you through the … Read more