Texas Real Estate
Trealtor Having a mortgage can save you thousands of dollars on your taxes every year, thanks to a few key deductions: 🏡 Your Biggest Tax Breaks ✅ Mortgage Interest Deduction – You can deduct interest paid on your mortgage (for most people, this is your entire loan if it’s under $750,000).➡️ Example: On a $300,000 loan … Read more
One of the most overlooked tax breaks is the mortgage points deduction. When you buy a home, you might pay “points” (also called discount points) upfront to lower your mortgage interest rate. Most people forget that these points are 100% tax-deductible in the year you buy your home (as long as it’s your primary residence). … Read more
Buying a house doesn’t give you one big flat “tax write-off” — but it does open the door to several deductions that can add up to thousands in savings every year. Here’s what you can usually deduct: 🏡 Major Tax Write-Offs for Homeowners ✅ Mortgage Interest – The biggest deduction for most homeowners. You can … Read more
Date FHA 30-Year Fixed Rate FHA APR Sep 11, 2025 6.15% 6.82% Sep 12, 2025 6.12% 6.79% Sep 13, 2025 6.10% 6.77% Sep 14, 2025 6.08% 6.75% Sep 15, 2025 6.05% 6.72% Sep 16, 2025 6.00% 6.68% Sep 17, 2025 5.95% 6.62% 📌 Rates are approximate averages for Texas; your exact rate may vary based … Read more
The “discount” for first-time buyers usually comes in the form of grants, down payment assistance, or lower interest rates, rather than a fixed dollar discount on the home price. Here’s what’s common in Texas: 💡 Tip: The actual “discount” depends on your income, location, and the programs you qualify for. Some buyers get more than … Read more
Let’s break it down: Using a standard mortgage formula, your monthly principal and interest payment would be roughly $1,996 per month. 💡 Keep in mind: At Trealtorr, we help you: 📲 Call or text us today at +1 (347) 831-6085 — let’s see what your real monthly payment could be and get you into your … Read more
Good news: if you’re buying a home entirely with cash, you technically don’t need proof of income. Cash buyers don’t go through traditional lenders, so your salary or employment history isn’t a factor. BUT here’s the catch: At Trealtorr, we help cash buyers: 📲 Call or text us today at +1 (347) 831-6085 — whether … Read more
Owning a home can definitely help lower your taxes, which could mean a bigger refund — but it depends on your situation. Here’s why: Tax Benefits of Owning a Home Important Note At Trealtorr, we guide first-time buyers to maximize all available tax benefits, from grants to mortgage deductions, so you can save as much … Read more
Absolutely! The $6,000 tax deduction you’re referring to is a new benefit introduced under the “One, Big, Beautiful Bill” Act, effective from 2025 through 2028. Here’s how it works: ✅ What Is the $6,000 Tax Deduction? 📌 Important Details 💡 Example 📲 Need Assistance? If you’re 65 or older and want to maximize your tax … Read more
Here’s the truth: it’s not always the biggest bank or the flashiest lender that’s best for you — it’s the team that actually understands your needs, finds you the best programs, and walks with you every step of the way. That’s where Trealtorr comes in. Why Choose Trealtorr Over a Bank: Some banks might offer … Read more