✅ Short Answer: YES — if you qualify, these programs can save you thousands in upfront costs and make buying a home way easier.
✨ Why It’s Worth It:
- 💰 Lower Down Payment – Some programs go as low as 0–3.5% down.
- 🏦 Better Interest Rates – Many programs offer below-market rates.
- 🎁 Free Money – Grants or forgivable loans can cover closing costs.
- 🏡 Faster Path to Ownership – You stop renting sooner.
💡 Are First-Time Home Buyer Programs Worth It?
✅ Yes! These programs can make buying your first home easier, cheaper, and faster.
- 💰 Lower down payments (as low as 0–3.5%)
- 🏦 Reduced interest rates
- 🎁 Grants & closing cost help
- 🏡 Get into a home sooner
📲 Trealtorr.com can find the best program for your situation — call or text us at +1 (347) 831-6085 to see how much you can save.
Some programs have income limits or extra paperwork, but if you qualify, they’re 100% worth the effort. We’ll handle the details so you just focus on picking your dream home.
| With Program | Without Program | |
|---|---|---|
| Down Payment | $10,500 (3.5% FHA) | $21,000 (7% conventional) |
| Closing Costs | $1,500 covered by grant | $5,000 out-of-pocket |
| Monthly Payment | $1,950 | $2,200 |
| Total Savings 1st Year | $4,250+ | – |
💬 Trealtorr Tip: First-time home buyer programs can dramatically reduce your upfront costs and monthly payment. Call or text us at +1 (347) 831-6085 to see exactly what you qualify for!