How much house can I afford if I make $70,000 a year?

Good news: $70K a year can get you into a nice home — but it depends on your debt, down payment, and current rates. Here’s a rough estimate:

  • Annual Income: $70,000 → ~$5,833/month before taxes
  • Safe Housing Budget (~30% of income): ~$1,750/month
  • Estimated Home Price You Could Afford: ~$250,000–$300,000

💡 Why this matters:

  • This includes principal, interest, taxes, and insurance.
  • Grants or down payment assistance programs can increase your buying power.

💬 Trealtorr Take

We don’t just give you a number — we run your real numbers, include grants & first-time buyer programs, and help you find the home that fits your budget perfectly.

📲 Call or text us today at +1 (347) 831-6085 — let’s see exactly what you can afford and get you into your first home stress-free!

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