The “discount” for first-time buyers usually comes in the form of grants, down payment assistance, or lower interest rates, rather than a fixed dollar discount on the home price. Here’s what’s common in Texas:
- Grants & Down Payment Assistance: $5,000–$25,000 depending on the program (TSAHC, My First Texas Home, city-specific grants).
- Lower Interest Rates: Some lenders offer first-time buyer rate reductions that can save hundreds per month.
- Closing Cost Assistance: Certain programs cover part or all of your closing costs, which can effectively reduce the amount you pay upfront.
💡 Tip: The actual “discount” depends on your income, location, and the programs you qualify for. Some buyers get more than $20,000 in combined grants and assistance — that’s real money in your pocket.
At Trealtorr, we:
- Check all available grants and first-time buyer programs
- Help you reduce your down payment and monthly payments
- Guide you step by step, so you don’t leave money on the table
📲 Call or text us today at +1 (347) 831-6085 — let’s see exactly how much you could save as a first-time buyer!